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For auto insurance claims, when the other party is 100% at fault why will the insurance not pay 100% of the estimated damages?
I have three estimates, all within $100 of each other and their insurance company is refusing to pay the full amount. They will only pay a fraction of the damages.
How do I get them to pay 100%? Why are they putting up a fight when the other person was 100% at fault?
If I only had liability insurance will my insurance company still fight it out with them?
The car I am talking about belongs to a customer and I am the body shop. My estimate is the same as two other body shop's estimates. The insurance company will only pay $2000 when the actual estimates are $2800. What's the problem here? Why won't they just pay?
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I live in Florida. My car accident was due to the person running a Red light. He was at fault as stated in the police report. The other party's insurance is taking their time to settle our claim. My question is: what is the time limit for an insurance claim to be settled?
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My car was parked in a lot outside of my apartment, and it was completely squished in the back. There was no note left. I didn't have insurance at the time, and I was only driving when absolutely necessary. I didn't call the police or anything. I got insurance recently, and I was wondering if there was anyway that I could file a claim now after the fact and make a police report to support the claim?? Would i get anything out of it, or is it too late?
Oh no! Thats not what I meant at all. I wasn't planning on lying, I just wanted to know if the insurance could possibly cover something that happened in the past, and if it was legal. Your answers were very helpful! I definitely won't try to make a claim : ]
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